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Issued by Total Risk Management Pty Ltd ABN 62 008 644 353, AFSL 238790 (TRM) as trustee of the Russell Investments Master Trust ABN 89 384 753 567. Salaam superannuation is a division of the Russell Investments Master Trust (RIMT). iQ Retirement is the RIMT pension product. Within iQ Retirement there are three Shariah compliant investment options. The Product Disclosure Statement (PDS) and the Target Market Determination (TMD) for Salaam superannuation and iQ Retirement and the Financial Services Guide for TRM can be obtained by phoning 1300 926 626 or visiting salaam.com.au/super.

This communication provides general information only and has not been prepared having regard to your objectives, financial situation or needs. Before making any investment decision, you need to consider whether this information is appropriate to your objectives, financial situation and needs. You should consider the latest PDS and TMD before making any decision in relation to Salaam superannuation or iQ Retirement.

If you'd like personal advice, we can refer you to the appropriate person. Financial product advice may be provided by Russell Investments Financial Solutions Pty Ltd ABN 84 010 799 041, AFSL 229850 (RIFS) or Link Advice Pty Ltd ABN 36 105 811 836, AFSL 258145 (Link Advice).

RIFS is the provider of the MyTracker tools available at via salaam.com.au/super/login.

Russell Investments Employee Benefits Pty Ltd (70 099 865 013) (Russell Investments) is the provider of the Super Tracker Mobile App.

Salaam Wealth Funds Management (Aust) Pty Ltd ABN 32 144 560 172, AFSL 365260 (Salaam) (previously known as Crescent Wealth Funds Management (Aust) Pty Ltd) is the sponsor of Salaam superannuation. Salaam is responsible for certain marketing and outbound calls to Salaam superannuation members. Salaam provides its services under its own AFSL. The Financial Services Guide for Salaam can be obtained by visiting here. Salaam is not a representative of TRM, nor a related body corporate of TRM (or any other entities in the Russell Investments group of companies).

This information has been compiled from sources considered to be reliable but is not guaranteed. Past performance is not a reliable indicator of future performance. To the extent permitted by law, no liability is accepted for any loss or damage as a result of reliance on this information. This material does not constitute professional advice or opinion and is not intended to be used as the basis for making an investment decision. This work is copyright 2024. Apart from any use permitted under the Copyright Act 1968, no part may be reproduced by any process, nor may any other exclusive right be exercised, without the permission of TRM and Russell Investments.