Umrah Terms and Conditions

The Promoter of the “Peace of Mind on Your Path to Umrah 2025 Promotion” (Promotion) is Salaam Wealth Funds Management (Aust) Limited (ABN 32 144 560 172) AFS Licence No. 365260 of Grosvenor Place, 225 George St, Sydney New South Wales 2000 (Promoter or Salaam Wealth).

The Promotion commences at 9:00 AM (AEDT) on Thursday 21 August 2025 and ends at 5:00 PM (AEST) on Thursday 23 October 2025 (Entry Period).

If you enter this Promotion, you are deemed to have accepted the terms and conditions of entry (Terms and Conditions). The decisions of the Promoter are final and will not be subject to appeal in any respect, including without limitation, any decisions concerning eligibility, disqualification of entry forms, or Prize attribution.

1. Eligibility

1.1 Eligible entrants
Subject to clause 1.2, entry is open to all residents of Australia over the age of 18, as of the date of entry, who have fulfilled the requirements set out below in clause 2 (Eligible Entrants).

1.2 Ineligibility
You are not eligible to enter the Promotion if you are:

(a) an employee, agent, representative, officer or director of:

(i) the Promoter; or

(ii) the Promoter’s agents, shareholders, affiliates, subsidiaries, promotional and advertising agencies, sponsors, or suppliers of prizes, materials or services related to the Promotion (Related Parties); or

(b) a person who:

(i) is a member of the immediate family (including parents, siblings, children, and spouse, regardless of where they live) or;

(ii) is the legal or common-law spouse of; or

(iii) resides with,

any person referred to in clause 1.2(a).

2. How to enter

2.1 Entry process
To enter, Eligible Entrants must, during the Entry Period:
(a) Complete the promotion entry form available at www.salaam.com.au/umrah; and
(b) Provide, in 50 words or less, a response to the question: "What does performing Umrah mean to you?"; and
(c) Submit the form with valid contact details (name, email, and phone number); and
(d) Receive a unique referral link after submitting the form and share it with friends and family. Referral:

After submission, you will receive a unique referral link to enable you to share the link with family and friends. Each successful referral will increase the entrant’s chance of winning.

Each person who clicks the referral link and submits a valid entry through that link will be counted as a successful referral. For the purpose of this Promotion, a successful referral is defined as a new and unique individual (not the original entrant, and not a duplicate entry) who completes all required fields in the entry form and submits a valid 50-word response.

For each referral entry, you will receive one (1) extra entry into the promotion draw.

Only one entry per person is permitted. Eligibility requirements apply.

2.2 Number of Entries permitted

Only one entry per person in their own name will be permitted. For each referral, an additional referral entry will be entered.

3. Selection of Winner

(a) The Winner will be the entrant who provides a valid entry submitted in accordance with these Terms and Conditions that is judged by the Promotor after the close of the Promotion period. The Promotion is a game of skill. Chance plays no part in determining the Winner.
(b) There will be only one Winner.
(c) The Winner will be notified by phone and/or email within twenty (10) business days of the judging. The Winner’s name will also be published at salaam.com.au/umrah for 28 days and on Salaam’s social media platforms.

4. Prize

4.1 Prize

(a) The Prize consists of two return economy airfares from the Winner’s closest Australian International airport to Kuala Lumpur (2 nights) (including any applicable airport or airfare taxes), then flights to Saudi Arabia on a carrier of the Promoter’s choosing, all Visa processing, transfers to and from an airport in Saudi Arabia, 5 days’ accommodation in Makkah and 5 days’ accommodation in Madinah, and a daily buffet breakfast for two (Prize).

(b) The Prize can be taken and completed during organized travel with Ismail Davids between 18 and 31 December 2025. In the event the Winner does not take the prize within the specified dates, the Prize will be forfeited by the Winner.

4.2 Conditions

The following conditions apply to the Prize offered:

(a) the Winner must provide a minimum of 15 days notice to the Promotor to take the Prize;
(b) all participants in the Promotion should be aware of and understand the Saudi Arabian Government Mahraam rules. For more information please refer to the Saudi Arabian Foreign Ministry website(s);
(c) the Prize must be accepted as described in these Terms and Conditions;
(d) the Prize is not transferable, exchangeable, or redeemable for cash;
(e) any portion of the Prize that is unused will be forfeited;
(f) the Promoter reserves the right to substitute the Prize or any component of the Prize for any reason with a prize or a prize component of equal or greater value. If the Prize is not taken, no credit or reimbursement will be provided;
(g) The Prize will not be reinstated, refunded or replaced in the event the Prize (or elements of the Prize) is/are cancelled or changed by the Winner.
(h) the Promoter is not responsible for providing financial or tax advice in relation to the Prize;
(i)any fees, costs, expenses, charges, or taxes incurred by the Winner (and/or their travel companion) in connection with the Prize are the responsibility of the Winner and neither the Winner nor their travel companion will be reimbursed by the Promoter for such fees, costs, expenses, charges or taxes; and
(j) any Prize represented in promotional materials is for illustration purposes only and may not be the exact item(s) offered as the Prize.

4.3 Number of Prizes

In all cases, the Promoter, its Related Parties and their respective employees, agents and representatives cannot be required to award more prizes than the number indicated in these Terms and Conditions or to award prizes other than in accordance with these Terms and Conditions.

4.4 Forfeit of Prize

(a) If the Winner:

(i) does not respond within five business days following the first attempt of contact by the Promoter;
(ii) declines the Prize; or
(iii) fails to otherwise to comply with any of the terms and conditions of these Terms and Conditions,

the Winner forfeits the Prize and the Promoter will apply the procedure described in this clause 3, with the necessary amendments, until a qualified Prize winner has been selected.

(b) If the Winner forfeits the Prize in the manner described in clause 4.4(a) the Promoter will be fully and completely released and discharged from any liability or responsibility in connection with that Winner’s entitlement to the Prize.

4.5 Compliance

Compliance with any health or other government requirements is the responsibility of the Winner and their travel companions. All Prize travel will be subject to the carrier's General Conditions of Carriage. The Promoter and carrier make no representation as to the safety, conditions or other issues that may exist at any destination. International travel advice can be obtained from various sources, including local government, local consular offices and the web site of the Australian Department of Foreign Affairs and Trade at www.smartraveller.gov.au. Travel insurance is not included in the Prize.

4.6 Other expenses

Unless expressly stated in these Terms and Conditions all other expenses are the responsibility of the Winner (and their companion) including but not limited to current passports, meals, spending money, transfers within Australia; drinks, incidentals, mini-bar, laundry, room service, telephone calls, activities, gratuities, services charges, travel insurance, pre and post accommodation, optional activities or excursions and all other ancillary costs.

4.7 Acknowledgement

By entering this Promotion, and by taking the Prize, the Winner acknowledges and accepts that air travel and any other activities comprising the Prize, are inherently dangerous and may result in death, injury, incapacity, damage to property or other losses. The Promoter is not responsible for any acts of God such as adverse weather conditions, or industrial action or civil commotion that may occur whilst the Winner and their companion are travelling. It is the responsibility of the Winner to enquire about local issues and conditions at destinations prior to travel. The Promoter does not guarantee that the Winner will enjoy the Prize or be suited to the type of travel the Prize offers.

5. Personal information

(a) For the purposes of providing the Promotion, and, where appropriate, awarding the Prize, the Promoter will collect personal information, including the name, date of birth, mobile phone number, email address and address of each entrant. If the personal information requested is not provided, the person who submits the entry may not participate in the Promotion. Entrants should direct any request to access, update or correct personal information to the Promoter:

1300 926 626 or hello@salaam.com.au

(b) Each entrant agrees that, subject to the Privacy Act 1988 (Cth), the Promoter or its Related Parties may do the following:

(i) collect, store, use, share, transfer and disclose personal information submitted with each entrant’s entry for the purpose of administering the Promotion, including contacting, announcing, and promoting the Winner;
(ii) transfer an entrant’s personal information to other countries, including the United States or Singapore, for data processing and servicing;
(iii) for an indefinite period, unless otherwise advised and subject to receiving the consent of the relevant entrant, use an entrant’s personal information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant; and
(iv) publish the Winner’s name and use the Winner’s personal information, any photograph, image or other likenesses, any statements he or she makes regarding the Promotion, the Prize or the Promoter’s products, and any other information contained in the Winner’s entry in any media for publicity purposes associated with this promotion without any further payment or other compensation.

(v) If you are not an existing member of Salaam, Personal Information such as full name, phone number and email address may be used by the Promoter to contact you about any Salaam financial products or services. If you do not wish to be contacted, please notify Salaam prior to submission of information.

6. General conditions

6.1 Verification of Entries

(a) Entries are subject to verification by the Promoter. Any entry form that is illegible, incomplete, fraudulent, copied, received late, includes an invalid email address or phone number or is otherwise non-compliant will be rejected and will not entitle the entrant to participate in the Promotion or to win the Prize, as the case may be.

(b) Entrants are responsible for the correct and full completion of their entry form in order to be contacted in conformity with these Terms and Conditions if they are selected for a Prize.

(c) The Promoter reserves the right, at any time, to verify the validity of entries (including verifying an entrant’s identity, age and place of residence).

(d) An entrant is not the Winner until the verification process is complete, and it is determined that he or she has complied with these Terms and Conditions.

6.2 Conduct of the Promotion

The Promoter reserves the right to reject an entry and apply for legal or equitable relief if there is any attempt by an entrant or entrants to deliberately damage the Promotion or to sabotage the legitimate conduct of this Promotion.

6.3 Disqualification

Any person entering this Promotion or trying to do so by any means which go against or are contrary to the intention of, or are determined to be in abuse of, these Terms and Conditions and which would be unfair to the other participants will be automatically disqualified and the Promoter reserves the right to seek remedies and damages to the fullest extent permitted by law.

The Promoter reserves the right, at any time to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions, who is engaged in unlawful or other misconduct which jeopardises the fair and proper conduct of the Promotion or who tampers with the entry process. The Promoter’s legal rights to recover damages or other compensation from such a person are reserved.

6.4 Limitation of liability

Except for any liability that cannot be excluded by law, the Promoter, its Related Parties and their respective employees, agents, representatives, officers and directors exclude all liability (including negligence), for any personal injury, or any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of the Promotion, including, but not limited to, where arising out of the following:

(a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
(b) any theft, unauthorised access or third-party interference;
(c) any entry or Prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
(d) any variation in Prize value to that stated in these Terms and Conditions;
(e) any tax liability incurred by the Winner or entrant; or
(f) taking/use of the Prize.

6.5 Applicable law

The laws of New South Wales apply to the Promotion to the exclusion of any other law. Entrants submit to the exclusive jurisdiction of the courts of New South Wales.

6.6 Entrant’s identity

For the purposes of these Terms and Conditions, the entrant is the person whose name appears on the entry form and the Prize will be awarded to this person if he or she is declared the Winner.

6.7 Ownership of entries

Entry forms are the exclusive property of the Promoter and will at no time be returned to entrants.

6.8 Modification

(a) The Promoter may, in its unfettered discretion, void any entry and/or withdraw, amend, or terminate the Promotion at any time for any reason without prior notice, subject to the laws of New South Wales.

(b) If for any reason the Promotion is not capable of running as planned, the Promoter reserves the right in its sole discretion to cancel, terminate, modify, or suspend the Promotion.

6.9 Successors bound

These Terms and Conditions will be binding upon the heirs, executors, administrators, and personal representatives of the entrants.

6.10 Intellectual property

All intellectual property produced in relation to the Promotion, including but not limited to trade-marks, trade-names, logos, designs, promotional materials, web pages, drawings, illustrations, slogans and representations are owned by the Promoter and/or its affiliates. All rights are reserved. Unauthorised copying or use of any copyrighted material or intellectual property without the express written consent of its owner is strictly prohibited.

6.11 Authorisations

(a) By entering the Promotion, entrants agree to have their submitted name displayed on the Promoter’s website, Twitter and Facebook page, used by the Promoter for any purpose regarding the Promotion and for publicity purposes of the Promoter and its products at any time, without any fee or other form of compensation.

(b) By entering the Promotion, the Winner authorises the Promoter and its representatives to use, the Winner’s names, photo, likeness, statements regarding the Prize, place of residence and/or voice for advertising purposes in connection with the Promotion, without any fee or other form of compensation.

6.12 Unenforceability

(a) In the event of any discrepancy or inconsistency between these Terms and Conditions and disclosures or other statements contained in any Promotion-related materials, including but not limited to the Promoter’s social media, or point of sale, television, print or online advertising, the terms and conditions of these Terms and Conditions will prevail, govern, and control.

(b) If any paragraph of these Terms and Conditions is declared or ruled to be illegal, unenforceable, or void by a competent Court, then the paragraph in question will be void, but all other paragraphs not affected will be applied within the limitations of the law.

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